Advanced Asset Protection Structures

Strategic protection for property portfolios, business assets, investments, and generational wealth — using trusts, companies, and legally sound structures.

Protect what you’ve built — legally, strategically, effectively.

Our asset protection frameworks are built around risk reduction, estate planning alignment, tax efficiency, and long-term control. We tailor structures for investors, business owners, trusts, companies and families seeking resilience and longevity.

Trust Structuring

Family trusts, business trusts, inter vivos trusts and multi-trust frameworks for layered protection.

Company Formation

Using companies, subsidiaries and holding entities to ring-fence risk and protect operating assets.

Hybrid Structures

Tax-efficient combinations of companies + trusts to create legal, financial and liability separation.

Understanding Your Risk and Protection Landscape

Asset protection is not about hiding assets. It is about understanding where risk sits, how claims can arise and how structures, contracts and planning can separate and manage that risk.

Risk area
What can go wrong
What we look at
Personal liability & sureties
Directors’ liabilities, personal sureties for business debt, joint bonds and guarantees.
Company structures, ring-fencing ownership, surety review, indemnities and governance.
Business and trading risk
Client, supplier or contractual claims against a trading entity that can spill into personal estates.
Separation between operating and holding entities, risk-appropriate contracts, insurance alignment.
Family, divorce & relationship changes
Marriages, divorces, new partners and blended families altering how assets should ultimately devolve.
Marital property regime consideration, trusts, updated wills and inter vivos arrangements.
Estate liquidity & forced sales
Illiquid estates with property and business interests but insufficient cash to settle taxes and costs.
Liquidity planning, life cover structuring, trust and company ownership alignment.

Understanding Your Risk and Protection Landscape

Asset protection is not about hiding assets. It is about understanding where risk sits, how claims can arise and how structures, contracts and planning can separate and manage that risk.

Risk area
What can go wrong
What we look at
Personal liability & sureties
Directors’ liabilities, personal sureties for business debt, joint bonds and guarantees.
Company structures, ring-fencing ownership, surety review, indemnities and governance.
Business and trading risk
Client, supplier or contractual claims against a trading entity that can spill into personal estates.
Separation between operating and holding entities, risk-appropriate contracts, insurance alignment.
Family, divorce & relationship changes
Marriages, divorces, new partners and blended families altering how assets should ultimately devolve.
Marital property regime consideration, trusts, updated wills and inter vivos arrangements.
Estate liquidity & forced sales
Illiquid estates with property and business interests but insufficient cash to settle taxes and costs.
Liquidity planning, life cover structuring, trust and company ownership alignment.

Our Protection Framework

01

We identify risks, exposures and vulnerable assets.

02

We design trust and ownership structures.

03

We implement, draft and register necessary documents.

04

We support with annual compliance and adjustments.

Asset Protection & Trust FAQs

Asset protection and trusts raise specific questions about legality, tax and practicality. These are some of the common issues we discuss with clients.

No. Lawful asset protection is about structuring ownership, risk and obligations in a transparent way that aligns with the law. We do not assist with schemes intended to conceal assets or defeat legitimate creditors.

Ready To Protect Your Assets?

Let’s build the right structures to safeguard your wealth and create long-term security.

Book A Strategy Call

RFG Legal & Associates

PRIVACY POLICY

Contact

JHB | CPT | PTA

+27 73-992-6171

© 2025 RFG Legal & Associates. All rights reserved.


RFG Legal & Associates

PRIVACY POLICY

Contact

JHB | CPT | PTA

+27 73-992-6171

© 2025 RFG Legal & Associates. All rights reserved.


RFG Legal & Associates

PRIVACY POLICY

Contact

JHB | CPT | PTA

+27 73-992-6171

© 2025 RFG Legal & Associates. All rights reserved.


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